Will I be prosecuted for owing JD.COM 3 gold bars?

No, JD.COM Gold Bar doesn't sue if it owes money. You should know that suing is not a simple matter, and it takes a long time, and it takes manpower and material resources. The ultimate goal of suing is only to make the borrower repay. Under normal circumstances, it will not be easy to sue. If you want to sue, it will depend on the amount and time of arrears.

1. The standard for JD.COM IOUs to be prosecuted for overdue repayment is not the amount owed, and the specific conditions for JD.COM IOUs to be prosecuted are as follows:

1. JD.COM IOUs violated the relevant provisions of the Credit Payment (JD.COM IOUs) Service Agreement.

2. Failure to repay the loan on time and according to the agreement.

3. Providing false or expired personal information to JD.COM White Bar officials.

4. The user has credit problems, so he can't repay JD.COM IOUs on time and is unable to do so.

JD.COM IOUs will have overdue reminder messages, which are usually sent to the bound mobile phone account 1, 3, 5, 7, 1 and 15 days before the IOUs are about to expire. In addition, on the 18th after the expiration of the IOUs in JD.COM, users will start to call to remind them to pay back. If there is arrears in JD.COM Baitiao account and the money has not been refunded after repeated calls, JD.COM will collect the accounts payable by letter, SMS, email, telephone call, door-to-door and judicial means to protect JD.COM's legitimate rights and interests.

2. What's the matter with IOUs suing me for owing money?

If the IOUs owe XX yuan and receive a text message saying that they have filed a lawsuit in court, the public security organs will arrest them and punish them, which can basically be determined as a bluff, that is, a threatening means taken by the collection personnel to successfully collect money. Because the arrears of IOUs belong to private lending, even if they are sued, they are only civil proceedings and will not be investigated for criminal responsibility. However, it may be true if you don't mention filing a case and punishment, but only say that you have been sued and received a notice of proof and a summons to open the court. But don't worry, it won't matter much if you owe money in civil litigation. Not yet, you can contact Jingdong Financial Mediation before the trial, or mediate after the trial.

Legal basis: Article 119 of the Civil Procedure Law of the People's Republic of China must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) There is a clear defendant;

(3) There are specific claims, facts and reasons;

(4) it is within the scope of civil litigation accepted by the people's court and under the jurisdiction of the people's court against which the lawsuit is filed.