How long can Ping An Bank's loan be extended during the epidemic?

1. How long can Ping An Bank's loan be extended during the epidemic?

During the epidemic, the loan of Ping An Bank can be extended for 3 to 36 months. According to relevant information, many banks, such as Ping An Bank Guangzhou Branch, said that they would extend the repayment service of personal loans for a period ranging from 3 months to 36 months. If the epidemic continues, you can apply again. And it will not affect the customer's credit information.

Ping An HP's loan has been overdue for several years. Can I only repay the principal?

1, Ping An Pratt & Whitney can negotiate repayment, but it is still difficult to repay only the principal. If the lending platform itself has violent collection or something, users can collect the principal. However, it should be noted that in the process of collection, the borrower must collect all illegal evidence of the platform, including high interest rate of the platform, violent address book, disclosure of personal information and other evidence.

Ping An HP's loan has been overdue for several years. If Ping An Pratt & Whitney agrees to return the overdue principal through negotiation, then the user can only return the principal. For Ping An Pratt & Whitney, as long as users are overdue, they must pay off the principal, interest and overdue penalty interest. Users can try to negotiate the above situation with Ping An Pratt & Whitney, after all, users have suffered greater losses.

3. First of all, the overdue person can call Ping An Hewlett-Packard's manual customer service hotline, or pay off part of the arrears first. Objective reasons, and the current inability to repay. Finally, tell yourself when you will really repay, try your best to repay and sign an extension contract. Users can wait for Ping An Pratt & Whitney's system to apply according to the above steps, and the final negotiation result is decided by Ping An Hewlett-Packard. If you want to do the business of Ping An Pu, you can get in touch with the official staff and then handle the relevant business according to the requirements of the wage earners.

Extended data:

"The corresponding provisions:

Article 32 The borrower shall repay the principal and interest of the loan in accordance with the loan agreement. The lender shall issue a notice of repayment of principal and interest to the borrower 1 month before the short-term loan expires. Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If it is impossible to repay or repay the principal and interest, it shall be supervised. The borrower shall negotiate with the lender when repaying the loan in advance.

Third, the new policy of safe negotiation repayment?

The 2022 Ping An Pratt & Whitney special rescue policy is true. There is indeed a reduction policy during the epidemic period. The negotiation policies of Ping An Pratt & Whitney can be roughly divided into: reduction, extension or staging. There are two types of relief plans:

First, the settlement can be reduced at one time, and the settlement certificate can be issued at a maximum discount of 60%.

Second, it can be reduced or exempted: the insurance premium and service fee guarantee fee will continue to be repaid in original installments.

Another option is to postpone the repayment for 3-6 months, and then it can be divided into two stages, with a maximum of 72 installments. When we are overdue, the first thing we must do is to put a low profile and ask the customer service for understanding and understanding. Explain your difficulties and your strong willingness to repay, but there is really no way now. Attitude is very important.

Then, according to your own ability, make clear your approximate repayment plan and future plans, such as when you can settle it in one lump sum, which is conducive to winning the opportunity of negotiation.

4. How long can Ping An Credit Loan be overdue?

Theoretically, personal credit card overdrafts of more than 5,000 days and more than 90 days can be regarded as malicious overdrafts after repeated collection by banks, and can be investigated through judicial channels (such as reporting to the Public Security Economic Investigation Brigade, etc.). ).、

Therefore, judging whether or not depends not only on the number of days, but also on the overdraft amount, repayment intention, overdraft composition and many other factors.