Is it true or not to receive the short message of credit payment arrears from Taobao Store?

It is possible to send you a short message with the bank, saying how much money you owe on your credit card and when the repayment date is. Maybe someone else filled in your mobile phone number as a contact number, or the bank entered the wrong number when entering customer information.

As long as the Taobao shop opened with your ID card has no loan record, you don't have to pay attention to it. If you don't have a shop at all, don't worry.