Why didn't I apply for the installment of Guangfa Credit Card? He sent me a message saying that I applied for staging.

First, confirm whether it is a real bank customer service number.

Second, did you apply for automatic staging before and didn't pay attention to it yourself? Call customer service to check it.

Third, was it swiped at a credit card cooperative merchant? Brush out is the automatic merchant staging.

Anyway, call customer service to check. If you don't want to apply for installment, you can apply for early termination of installment. If there is a handling fee, apply for a reduction.