What are the main consequences of being used by others to buy a car or auto insurance?

If you buy a car with your ID card, if the car encounters a traffic accident, the car with the owner's identity will mainly bear the risk of joint liability. In addition, if the actual car buyer is unable to repay the car loan, the responsibility may also be borne by you.

If you buy auto insurance with your ID card, you are the insured. If there is a traffic accident, you shall be jointly and severally liable for compensation.

If the resident ID card is lost and used by others, the user and the examination department shall bear corresponding legal responsibilities, and the person who loses the ID card shall not bear any responsibilities. Moreover, when a citizen uses a resident ID card to prove his identity, the card-using unit has the responsibility of repeatedly checking the consistency of the person's card and the card, and the relevant business can be handled for the holder only after it is confirmed.

If the certificate-using unit fails to perform the responsibility of checking the conformity between the person and the certificate, resulting in the infringement of citizens' legitimate rights and interests, it shall bear corresponding legal responsibilities.

Measures to deal with ID card theft:

1. Go to the police station for filing, prove that the ID card is lost and report the loss at the same time.

2. Inquire about the basic information of the vehicle purchased with my ID card through the public security organ, such as the license plate. Then report the case as the owner, and list all vehicles purchased with their ID cards as stolen or robbed motor vehicles.

With the above two steps, it's none of your business to cause accidents due to illegal vehicles in the future.

According to Article 17 of the Law of the People's Republic of China on Resident Identity Cards, anyone who commits one of the following acts shall be fined between 200 yuan and 1,000 yuan by the public security organ, or detained for less than 10 days, and the illegal gains shall be confiscated.

1. Fraudulent use of another person's ID card or use of a fraudulent ID card.

2. Buying, selling or using forged or altered resident identity cards.

Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.

Article 18 Whoever forges or alters a resident identity card shall be investigated for criminal responsibility according to law.