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Which one is better, Postal Savings Bank of China or Agricultural Development Bank?

In the short and long term, Postal Savings Bank is better. Nowadays, Postal Savings Bank's services are basically free (including credit card annual fees), while Agricultural Bank of China basically charges a fee. The advantage of Agricultural Bank of China is that it has a relatively complete range of business types. Postal Savings Bank's business transformation in 2008 is not complete, but it basically meets daily needs. In the long run, if the Postal Savings Bank of China's more than 36,000 branches can be renovated, you will be able to easily find the bank and provide high-quality services wherever you go. Hope my answer can help you.