The 2022 online loan court will not accept it.

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Second, the specific analysis

If you don't pay back the online loan all the time, the platform may take you to court, and the court will enforce it, put it on the list of untrustworthy people, put it under judicial custody, and restrict high consumption orders.

This record of dishonesty will enter the personal credit file. At this time, go to the bank for a loan, apply for a credit card, buy a house, rent a car, etc. There will be problems.

Online loans that do not pay back the money will have the following adverse consequences.

1. If it is enforced by the court, the bank account will be sealed up, the deposit in the account will be forcibly deducted, and the house and other property will be sealed up for auction.

2. If the court can't achieve the goal through the above enforcement means, you will be blacklisted, and you can't fly or take the high-speed train in the future, and your loan will be greatly affected in the future.

3. May be fined or detained by the court.

Just search: quick view of the shell tip. Click "Query" and enter information to query your own 100-bank credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can query their big data and credit status, obtain various indicators, and query their personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.

Third, is it true that the new rules of the court do not accept online loans?

It is certainly not true that the new rules of the court do not accept online loans. In fact, the state has even introduced many new rules for online lending. For example, in terms of collection, if the small loan platform uses illegal collection methods, the collection personnel or the collection platform may be imprisoned.

Strictly speaking, as long as the lender applied by the borrower has a consumer finance license, it means that the lender is qualified for private lending, and the contract signed with the borrower is also protected by law.

Moreover, online loan prosecution is not limited by the amount. As long as the online lending platform files a lawsuit, the court will accept it no matter how much it costs. However, the online lending platforms that are generally sued are formally operated institutions, such as banks and licensed financial institutions. Borrowers with overdue online loans will sue for debt collection.

If the online lending institution wants to sue the borrower, it will submit a complaint to the court. After accepting the case, the court will send a summons to the borrower to inform him that he has been sued and let him respond within the specified time. Before the trial, the borrower can negotiate with the online lending platform, and the successful negotiation can make the online lending platform withdraw the lawsuit.

If the online lending platform does not agree to the negotiation, the court will hold a hearing at that time, during which the court will make adjustments to both parties. If the mediation fails, the court will make a judgment. After the judgment, the borrower will be required to pay back the money within this time period.