Did your loan match my loan funds?

In the matching of investors, there are still waiting for approval and queuing, so the approval may fail and the quota may not be grabbed, so it is not possible for 100% to make a payment. Users only need to maintain a good reputation and wait patiently.

1. Your loan is a formal lending platform. Your loan is the leading financial technology platform in China. Officially launched in June, 20 1 1. It belongs to a pure third-party online debt investment service platform. Generally speaking, your loan is equivalent to an intermediary agency, which only provides services such as credit consultation, evaluation, fund adjustment and docking, and does not lend or absorb loans. It is a loan applicant and a lender.

Second, there is no definite time for the loan to arrive, and the specific time for the loan to arrive is related to the matching employer and its own credit conditions. According to user feedback, some loans can be received as soon as 1-2, and slower loans may take ten or twenty days. Therefore, the specific loan arrival time needs to be based on the actual arrival time of the platform. If the matching employer is a bank, the loan will arrive faster, and if the matching employer is a financial institution, the lending speed will be slower.

Iii. The loan review platform for you and me is generally a system review, which will directly grant credit lines to users who meet the loan conditions. When you apply for a loan, sometimes there will be a phone call back. At this time, applicants should pay attention. Call back may directly affect whether the loan can be approved.

4. Loan interest: Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (i.e. the loan principal). The loan interest can be calculated in detail by the loan interest calculator.

Five, in the civil law, interest is the legitimate fruits of the principal. Equal principal and interest repayment method: that is, the sum of loan principal and interest is repaid in equal amount every month. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same; Average capital repayment method: that is, the borrower repays the loan in every installment (month) during the whole repayment period, and at the same time pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month; Pay interest on a monthly basis, and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis; Repay part of the loan in advance: the borrower can repay part of the loan in advance when applying to the bank, which is generally an integer multiple of 1 000 or 1 000. After repayment, the loan bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged. The new repayment period shall not exceed the original loan period to repay all the loans in advance: the borrower can repay all the loans in advance when applying to the bank. Borrow and pay back: interest is calculated daily after borrowing, and interest is calculated daily. You can pay the money in one lump sum at any time without any penalty.