Is the ICBC payroll card a credit card?

Salary card is a theme debit card issued by China Industrial and Commercial Bank for salaried customers. It aims to provide exclusive, convenient and safe value-added services for high-quality personal payroll customers by building a comprehensive service platform. It belongs to a new generation of chip bank cards and has a higher safety factor than the previous generation of magnetic stripe bank cards. Its functions are as follows: \x0d\ 1, exclusive settlement discount, and annual free discount for deposit and withdrawal in different places and transfer and remittance in different places in ICBC system 12; \x0d\2。 Easy loan service, giving priority to providing easy loan products to our high-quality salaried individual customers; \x0d\3。 The price is favorable, exempting the annual salary card fee and small account management fee during the payment of wages, and exempting individual wage customers from the card opening (replacement) fee; Exempt ICBC Messenger from the service fee for reminding the balance change during the salary payment period; \x0d\4。 Chip card industry applications, loading access control, attendance, catering and other corporate card management functions. , and issue flash debit cards to individual customers who pay wages free of charge; \x0d\5。 Customize exclusive products, including exclusive bank wealth management, optimizing insurance products and customizing exclusive wealth management funds. \x0d\ From the perspective of salary management, the salary card provides comprehensive financial services such as settlement, wealth management, financing, consumption and so on for individual customers who pay salaries.