Why do doctors nowadays ask if you have health insurance?

In recent years, with the rapid development of China, people's living standards have been continuously improved, material life has been guaranteed, and they have begun to pursue spiritual things. However, the problem of people's livelihood has not been completely solved, and we cannot relax and have a long way to go. One of the most important issues in people's livelihood is medical care, and it is very important to ensure the health of the people. In recent years, with the attention of the state, the medical system and medical security have been well improved. One of the manifestations is that you go to see a doctor, and now the doctor asks if you have medical insurance. I think there are several reasons.

First, confirm the patient's information.

As a doctor, the first step to know the patient is to confirm the patient's information, from the name to the usual living habits. This information can shorten the distance between doctors and patients and better understand patients, thus helping doctors to better judge the patient's condition, prescribe the right medicine and make patients recover faster. Whether there is medical insurance is also a very important item in patient information. It is natural for doctors to ask patients if they have medical insurance. Confirming patients' information is the most basic respect for patients. Second, medical insurance can be reimbursed.

People may not have the concept of medical insurance before. It would be nice to have enough to eat at that time. Nowadays, people pay more attention to their health. Coupled with the progress of medical means, medical facilities and medical system, many people have bought medical insurance. Of course, a few people are unwilling to buy it, but the popularity of medical insurance is obvious to the naked eye. Medical insurance guarantees the health of ordinary people. We bought medical insurance, and a large part of the money spent on seeing a doctor can be reimbursed through medical insurance. Doctors confirm whether there is medical insurance, in order to reassure patients, don't worry too much about the cost. Third, it is convenient to prescribe medicine.

Doctors may prescribe drugs according to whether they have medical insurance or not, because some drugs can be reimbursed by medical insurance. If patients have medical insurance, they don't have to pay too much attention when prescribing drugs, but without medical insurance, medical expenses may be more expensive and patients' burden is greater. In addition, some drugs are not covered by medical insurance reimbursement. Moreover, whether there is medical insurance or not will also affect the course of treatment of drugs prescribed by doctors. For patients without medical insurance, doctors can prescribe drugs for several courses at a time, but if they have medical insurance, they should prescribe drugs according to the relevant regulations of medical insurance. What do you think of this? Welcome to share!