Why can't Wanda Loan be loaned? How does Universal cash get the invitation qualification?

At the beginning of this year, Wanda Group launched a micro-loan product, Wanda Small Loan, and the APP is called Universal cash. Wang Jianlin is very optimistic about the development prospect of mobile phone loans, and thinks that the customer group has a large demand, so he vigorously promotes Wanda's online financial plan. But so far, Wanda Loan is limited to a small number of customers for trial use. Many customers who downloaded the APP said that they are not qualified for loans and are not invited customers. So how can they get the quota? First of all, any loan product requires you to upload detailed personal information, bind your mobile phone and bank card, and there will be more loan success rate after improving the information. The customer service staff of Wanda Loan will take the lead in selecting users with complete information for invitation. Universal Cash adopts the white list invitation system to issue the loan amount, and can only apply for the amount after receiving the invitation message. As a pure credit loan, it is really difficult for Wanda Loan to conduct good risk control only by collecting identity information, binding bank cards and contact information. So what about risk control for invited users? Perhaps we can find some answers from the business system of Wanda Internet Finance. According to the website of Wanda Group, Wanda Internet Finance relies on Wanda's largest offline business platform in the world to form four business segments: big data application, credit reporting, online lending and payment. Wanda has a huge amount of data in various offline scenes such as commercial centers, hotels, cinemas and tourist destinations, which can establish a strong risk identification ability and digital application ability. Coupled with the consumption records of merchants and individuals, using advanced big data mining and analysis technology to scientifically analyze and apply the massive business consumption data, we can form an accurate credit evaluation of companies and individuals, and then issue loans to merchants and consumers in wanda plaza all over the country. That is to say, only merchants or individuals in Wanda's commercial system have a better chance to obtain loan quotas. Reminder, just like other internet lending, it is best to actively handle the business of the group company, which is more likely to improve your customer qualification. Wanda's main customers: 1. Wanda Commercial Plaza users; 2. Wanda Cinema users; 3. Centennial Life Insurance users; 4. Feifan.com users; 5. Analyzing the recent development of Wanda Finance, it should be a clue that can't be ignored to buy Kuaiqian. Although Kuaiqian is a payment enterprise mainly based on B-terminal, Kuaiqian has also paid back the quick money wallet and quick money for C-terminal. The scope of 123 items is not discussed in this paper. It is still very simple to meet the requirements of Articles 4 and 5. Download the quick money wallet, register users and improve the information. Waiting for Wanda's invitation message.

It should be noted that: 1. The mobile phone numbers of registered Wanda Loan and Quick Money Wallet should be the same. 2. Those who have quick and easy spending quota or have applied for Feifan card are more likely to be invited. 3. The invitation message will be intercepted by 36 mobile guards.