Joke Collection Website - Public benefit messages - How to modify the single limit of China Merchants Bank?
How to modify the single limit of China Merchants Bank?
1. Open the mobile app of China Merchants Bank and click "My" in the lower right corner of the homepage to log in;
2. then click the "bank card" option on the login page to enter the bank card list page;
3. Click on the bank card whose payment limit is to be modified;
4. on the bank card management page, click "transfer management";
5. Then click "Transfer Limit";
6. Then enter the modified single payment limit and certificate number, and click "Modify Limit";
7. Then enter the SMS verification page, click "Get Verification Code", enter the verification code, and click "Next";
8. finally, enter the withdrawal password of the bank card and click "confirm" to finish the modification.
single limit: refers to how much money each limit is. For example, if the bill transfer limit is 5, yuan, only 5, yuan can be transferred at a time.
daily limit: refers to how much money is limited per day. For example, the daily limit of transfer is 5, yuan, so no matter how many transactions the user transfers on the same day, the total sum of transactions can't exceed 5, yuan
The daily limit of inter-bank ATM transfer in all banks in China is 5, yuan
According to the regulations, cardholders can use any UnionPay card to transfer funds to other UnionPay cards on any bank ATM, and the limit is 5, yuan per day. ATM inter-bank transfer transactions are mainly small, which belongs to inclusive finance service. According to the data of China UnionPay, 15% of the transactions of ATM inter-bank transfer do not exceed 5 yuan, 35% do not exceed 1 yuan, and more than 7% do not exceed 3, yuan.
the fees charged by banks are different, and there are roughly three kinds of charging methods.
the first category, ICBC, ABC, CCB and ATM inter-bank transfer fees, regardless of the same city and different places. If the amount of a single remittance is less than 2, yuan, the handling fee will be charged to 2 yuan; 2, yuan to 5, yuan, handling fee 5 yuan; 5, yuan to 1, yuan, the handling fee is 1 yuan; Remittance of 1, yuan to 5, yuan, handling fee of 15 yuan.
the second category, inter-bank transfer fees for Bank of China, Xingye, CITIC, China Merchants Bank, Minsheng and ATM, with a 3 yuan of less than 1, yuan and a 5 yuan of 1, yuan to 5, yuan; Inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 5 yuan.
in the third category, the inter-bank transfer of Bank of Communications and ATM in the same city is charged at .5% of the transfer amount, and the inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 5 yuan.
Alipay's trading limit:
1. It must be explained that Alipay has no limit setting function, and you can spend as much money as you have. It can only be said that when the user pays a certain amount, he needs to use the verification code bound to the mobile phone. There are banks with payment limits. When you pay with Alipay, if the balance is not enough, you must recharge it. Every bank has a daily limit.
2. At present, users are controlled to use the mobile phone verification code when the single payment amount reaches 2 yuan and the daily cumulative amount exceeds 6 yuan (at present, this limit has been set and cannot be modified). Alipay will implement the SMS charging system from January 1, 214 next year, and will open users who are notified by SMS in everything.
3. When the verification code is required to be sent for each payment, the user's .6 yuan/month will be charged every month. If the verification code is not required for each payment, it is usually free when the amount of a single payment reaches 5 yuan and the accumulated daily consumption exceeds 1 yuan.
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