How long does it take for China Merchants Bank to make a lightning loan call?

Question 1: How long does it take for China Merchants Bank to approve the lightning loan? After applying for a lightning loan, the lending time can be divided into the following two situations:

① Lending in 5- 10 minutes: After some customers submit the application for "lightning loan", the system can automatically complete the loan approval within 5-10 minutes, and notify you of the loan approval result by SMS, and the system that has passed the loan approval will automatically lend money immediately;

②T+ 1 day loan: after some customers apply, there will be a telephone number of 0755-888 15555 within T+ 1 day to verify the authenticity of the loan; If the phone check is not my operation, the loan will fail.

Note that our system will make its own judgment based on the submitted information.

Question 2: How long does it take for China Merchants Bank to apply for lightning loan approval? After you submit the loan application through mobile banking, you can get the loan approval result in 5- 10 minutes, and China Merchants Bank will inform you of the approval result by SMS as soon as the approval is completed. When the loan is approved, the system will automatically issue the loan and the loan will be received immediately. You can directly check the account balance after receiving the SMS.

Question 3: Can the lightning loan of China Merchants Bank be repaid in advance? Is there a handling fee? How soon will the repayment function be automatically opened for you? If you need to repay in advance, you can repay directly through the "repayment function" in the "lightning loan" module of mobile banking for 7*24 hours. The loan shall bear interest on a daily basis, and the interest shall be calculated day by day, with no penalty.

Question 4: How many days can China Merchants Bank use the lightning loan? Hello, according to your description, it is impossible to directly judge the question you want to consult. Please describe it in detail, or visit the "Online Customer Service" of China Merchants Bank (website: forum.cmbchina/...ncmu=0), and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!

Question 5: I applied for a lightning loan in a mobile phone loan today, and it was approved. After 3 pm, I also verified the return call. They all say it's the same day's loan, why is it from which company at night ~

Question 6: Is the lightning loan of China Merchants Bank overdue two days late? In principle, all loans of China Merchants Bank have a three-day grace period. You can call customer service to confirm the details.

Question 7: How long will the invitation qualification of China Merchants Bank's lightning loan be valid? The invitation will be issued by existing customers of China Merchants Bank, wealth management customers and small and micro enterprise customers who have settlement business in China Merchants Bank ... To see if they are qualified to apply for POS "lightning loan", the bank will upgrade the IPAD banking channel in the near future. ...

Question 8: How to calculate the interest if the lightning loan of China Merchants Bank is repaid in a short period of time? Interest is calculated according to the actual days of use.

If you have any questions, please consult forum.cmbchina/...ncmu=0,, the "online customer service" of China Merchants Bank, and we will serve you wholeheartedly!

Question 9: Why did China Merchants Bank pay more 1500 for its lightning loan in the first month? It is suggested to call China Merchants Bank at 95555-2- 1-4 to ask you about the post-lightning loan manually.

Question 10: Find an answer. The withdrawal is already being processed. How long will it take to arrive? People say it will arrive in real time, but why didn't I get the software after waiting for a long time?