Suzhou housing fund management center

Suzhou is the institution responsible for the management and operation of housing provident fund, aiming at providing employees with services such as housing provident fund deposit, withdrawal and loan.

The main responsibilities of the center include formulating and implementing housing provident fund policies, managing housing provident fund accounts, reviewing and issuing housing provident fund loans, etc.

I. Understanding Suzhou Housing Provident Fund Management Center

Suzhou Housing Provident Fund Management Center is a public institution directly under the Suzhou Municipal Government, which is responsible for the management of housing provident fund in the whole city. There are several departments under the center, which are responsible for deposits, withdrawals, loans and other businesses. Employees can learn about relevant policies and handle business through the central official website, service hotline or on-site window.

II. Deposit and withdrawal of housing provident fund

In Suzhou, all eligible employees must pay the housing provident fund in accordance with the prescribed proportion. The deposit ratio is adjusted by the center according to the policy, aiming at protecting the housing rights and interests of employees. When employees need to buy a house, pay the mortgage or pay the rent, they can apply to the center to withdraw the housing provident fund. The extraction application needs to meet certain conditions and procedures, and employees need to provide relevant supporting documents, which will be audited by the center.

Third, housing provident fund loans.

Suzhou Housing Provident Fund Management Center also provides housing provident fund loan services for employees. Workers who purchase self-occupied housing can apply for loans from the center. The loan amount, interest rate and term shall be formulated by the center according to the policy. Employees applying for loans need to provide relevant supporting documents, which will be examined and approved by the center. After the loan is issued, employees need to repay the loan according to the agreed repayment method and time limit.

Fourth, service quality and complaint channels.

Suzhou Housing Provident Fund Management Center is committed to providing quality services to facilitate employees to handle various businesses. The center has a service hotline, complaint channels and on-site windows, through which employees can ask questions, reflect opinions or complain. The center will deal with employees' complaints and opinions in time and continuously improve the service quality.

To sum up:

Suzhou Housing Provident Fund Management Center is responsible for the management and operation of housing provident fund in Suzhou, providing services such as deposit, withdrawal and loan for employees. Employees can learn about relevant policies and handle business through the central official website, service hotline or on-site window. The center is committed to providing quality services to facilitate employees to handle various businesses, and has complaint channels to deal with employees' complaints and opinions in a timely manner.

Legal basis:

Regulations on the administration of housing provident fund

Article 2 provides that:

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

Article 10 stipulates:

The unit shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid.

Article 24 provides that:

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.