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How about Beijing Jinghuibao?
How about Beijing Jinghuibao?
1. Product background: Beijing Jinghuibao is an inclusive commercial supplementary medical insurance underwritten by Beijing Life Insurance Co., Ltd. Beijing Branch and AXA Tian Ping Property Insurance Co., Ltd. Beijing Branch, providing health services.
Second, the insurance conditions: regardless of age, occupation, household registration, health status, from centenarians to newborn babies, as long as they are insured by Beijing Medical Insurance (including urban workers, urban and rural residents' medical insurance, free medical care), they can be insured even if they are sick.
Three. Insured price: 79 yuan/person/year. Beijing Jinghuibao has the same price for both young and old, and the annual premium for one person is 79 yuan, which translates into a daily premium of less than 30 cents.
Fourth, the scope of protection
1 hospitalization expenses
During the insurance period, the medical expenses incurred by the insured in public hospitals above the second level due to accidents or diseases that meet the scope of basic medical insurance payment shall be paid by individuals after being compensated by medical insurance sponsored by the government such as Beijing Basic Medical Insurance and Serious Illness Medical Insurance. The maximum compensation amount is 6,543,800 yuan.
2 Specific high drug costs
During the insurance period, the insured was diagnosed as suffering from malignant tumor for the first time by a specialist in a public hospital at or above the second level, and made a prescription, and purchased 17 kinds of self-funded specific drugs in a designated hospital or a designated drugstore, with a maximum compensation of 1 10,000 yuan.
Verb (abbreviation of verb) purchase method: During the open enrollment, pay attention to the official account of Beijing Jinghuibao WeChat, click on the homepage of the official account of WeChat, and the entrance-individual enrollment in the menu bar at the bottom can handle the enrollment payment business, which supports directly handling the enrollment payment business for family members. The enrollment period in 2020 ends at165438+1October 30th.
6. Surrender method: If it is necessary to surrender, the insured can call Jinghuibao customer service hotline 95092055 to apply for surrender to the manual customer service. You can also pay attention to the official account of Beijing Jinghui Baoxin WeChat, and contact online customer service to apply for surrender through the official account of WeChat. Customer service hours are 8: 00-2 1: 00 from Monday to Sunday.
The above is the introduction of Beijing Jinghuibao, I hope it will help you.
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