How to deal with the overdue receipt of a lawyer's letter from an online loan?

With the widespread popularity of online loans, people use online loans more and more. However, due to the excessive number of online loan users, there are many cases in which online loans are overdue due to irregular use. So how to deal with the irregular use of online loans in Bian Xiao today and how to deal with the overdue receipt of lawyer's letter from online loans? Can it be ignored?

1. What should I do if the online loan is overdue by the lawyer's letter?

When the borrower receives a lawyer's letter, he should first keep calm, first verify whether the lawyer's letter is true or not, and ignore the fake letter. The borrower should carefully verify whether the lawyer's letter is true, and then inquire whether the law firm that sent the letter really exists and whether the signature and logo on the letter are fraudulent. Moreover, the borrower can search the law firm official website on the Internet, and inquire the contact information of the law firm or lawyer through official website.

If the lawyer's letter is false, the borrower should go directly to the Bar Association or the Judicial Bureau to complain and report. Because this situation is likely to involve fraud.

If the lawyer's letter is true, the borrower should take the initiative to contact the platform or lawyer and pay off the debt voluntarily according to the repayment date in the lawyer's letter.

Second, can lawyers ignore the overdue online loan?

I don't know,

Although lawyer's letter is different from other legal documents such as court summons and enforcement notice, it can only play a deterrent role and attract the attention of borrowers, and it has no legal effect. However, when the borrower receives the lawyer's letter, he can't take a casual attitude, because once the lawyer's letter is issued, it shows that the platform intends to submit the economic dispute between the two parties to the court for handling.

The platform sent a lawyer's letter to the borrower, proving that the overdue situation of its online loan was very serious. In addition to clarifying the facts and putting forward opinions, the most important thing in a lawyer's letter is to inform the consequences. In the lawyer's letter, there will be a platform to inform the borrower of all possible consequences of overdue. When the borrower receives the lawyer's letter, he should actively contact the platform and pay off the arrears as soon as possible according to the repayment date specified in the letter, otherwise he will be at risk of being appealed.