Is the card of Nanjing Wuxi Rural Commercial Bank universal in China?

Yes At present, almost all rural credit cooperatives in China use bank cards and passbooks of rural credit cooperatives, rural cooperative banks and rural commercial banks. Now the national deposit and withdrawal can be realized, so the rural credit cooperatives in Wuxi and Nanjing can all deposit and withdrawal. In addition, if it is a bank card, you can withdraw money from all ATMs.

If you have a card with UnionPay logo, you can use it in other places. Please see if there is a UnionPay logo in the lower right corner or upper right corner of the card. However, there is a handling fee for cash withdrawal in different places.

Rural commercial banks are not common in China, because rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. 2065438+On May 2, 2009, the People's Bank of China published the Notice of the People's Bank of China on Reducing the RMB Deposit Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework of implementing a lower deposit reserve ratio for small and medium-sized banks announced by the Central Bank on May 6.

The Notice specifies that the directional descent will be divided into three landings, and specifies the scale of the three landings. That is, in May of 15 and June of 17, the RMB deposit reserve ratio of county rural commercial banks was lowered by 1 percentage point, and in July of 15, the deposit reserve ratio was lowered to 8%.

：

The development of rural commercial banks is difficult;

In the process of restructuring rural commercial banks, due to the influence of internal and external factors, the foundation is weak and the burden is heavy, and external forces play a leading role. If the disadvantage of "congenital deficiency" is to be "powerful" the day after tomorrow, it is necessary to find the correct market positioning, aim at the customer group and build a modern financial enterprise. Rural commercial banks must overcome the "six contradictions" in their development if they want to win the competition in the same industry in the complex and changeable environment, become the model of supporting agriculture, the model of prudent management, the pioneer of reform and innovation, and the banner of transformation and development. To build the "five major projects" of benchmarking reform, service process, refined management, characteristic operation and risk control systematization, and start with learning benchmarking, finding the right direction, determining the route, grasping measures and pushing innovation, so as to truly make rural commercial banks "three good" banks with good internal control, good service and good benefits.