How to avoid online loan fraud?

1, deception opening, pretending to be "public security law". Claiming to be a staff member of the Public Prosecution Law, he told the masses that because the identity information was used by criminals, major cases were involved at present, which increased the tension of the masses.

2. Add WeChat, and "documents and certificates" will go into battle. Add WeChat, QQ, issue fake police officer's card, investigation report, arrest warrant, etc. Give it to the masses and make them panic.

3. Handle the case in secret and keep silent. During the conversation, he kept stressing that the case was confidential and he was not allowed to disclose information to anyone. He asked to find a hotel room and other places for "telephone processing" and threatened to arrest and freeze property.

4. Transfer and remit money and check the funds. Asking the masses to put the funds in the "involved" bank card into the "safe account" and "special account" for inspection and verification is actually cheating the money away.

5. Liars will use the guise of "no mortgage", "no guarantee", "second arrival" and "no credit check" to attract you to download fake loan apps or log on to fake loan websites.

6. Let you pay all kinds of fees in the name of "handling fee, water brushing fee, deposit and thawing fee".

7. When the scammer receives the money you transferred, he will close the scam APP or website and blacken you.

8. Don't trust strange phone calls and text messages, and don't click on any loan links or advertisements from unknown sources.

9. Any online loan advertisement that claims to be "unsecured", "zero threshold" and "low interest rate" is extremely risky.

10, the loan must be handled in a financial institution with formal qualifications. Don't trust strange phone calls, text messages and online advertisements!

1 1. Formal loan, with no charge before lending. Anyone who asks for transfer and remittance in the name of "handling fee, business card printing fee, deposit and unfreezing fee" during the loan process is a fraud.