Excuse me, I didn't spend my financial package right away, so why do I have to pay it back? Am I being cheated? What should I do? . . . . . .

If you don't borrow or spend money on consumer finance immediately, but you receive a dunning message, your personal information may have been leaked or abused. I suggest you log in to Consumer Finance official website immediately to check whether your account information is abnormal. At the same time, you can contact customer service to make a complaint and ask the other party to provide detailed proof of loan records. If it is found that it is indeed a fake loan, it is recommended to report the case to the public security organ in time and keep all relevant evidence materials.

In addition, if you want to query your online loan records, there are some online loan big data systems that can provide this service, among which "Songguocha" is a query platform. Through this system, you can know your online loan application record, application platform type, overdue, overdue amount, credit card, online loan credit estimation and other important data information, which is very helpful for you to understand your credit status.