Is Haitong Hengxin a routine loan? Why?

Haitong Hengxin is a very standard routine loan. I don't recommend any users to apply for regular loans.

The problem of routine loan has appeared for many years. I remember that the most popular time for routine loans was 20 18. At that time, there were tens of thousands of online loan products on the market, many of which were black online loans, which is what we often call routine loans. These black online loans are not personal credit, and the application threshold is very low, but the interest is very high.

To a certain extent, users themselves have no money and want to borrow online loans to turn over funds. However, when users borrow black online loans, many users' debts are getting higher and higher, and finally they have to choose to raise loans with loans. Black online loans have also hurt many young people.

1. Haitong Hengxin is a routine loan.

Haitong Hengxin's main company is Haitong Hengxin International Leasing Co., Ltd. Although it seems that this company is very big, it is not the real main body of Haitong Hengxin's online loan products. In other words, Haitong Hengxin's online loan only borrows the name of others, and there is no industrial and commercial entity in itself. When users apply for this kind of black online loan, it is very difficult for users to defend their rights, because even the object of rights protection can not be found.

There are many black online loan routines. Although they will claim that the interest rate is very low, the real annualized interest rate has exceeded the level of usury, resulting in many users being insolvent. Haitong Hengxin is not formal at all. I don't recommend you to apply for Haitong Hengxin.

Third, Haitong Hengxin has a lot of complaint information on the Internet.

Before answering this question, I specially searched the related content of Haitong Hengxin on the Internet. Haitong Hengxin complained a lot, mostly about usury and service fees. Users should never think that these loan products are difficult to borrow, but should try these loan products easily. Some users even said that there is no need to repay the arrears of black online loans. This idea is naive, because the collection method of black online loans is very bad, and most users are uncomfortable. In the end, they can only choose to be forced to repay.

Generally speaking, Haitong Hengxin is a routine loan. I hope everyone is cautious.