Credit card automatic associated SMS notification

Novices should pay special attention to the following points when using credit cards:

(1), the issuing bank must pay special attention to the special discount for the first year to attract consumers to apply for credit cards. These promotions are usually short-term, so don't be confused for a moment. When choosing a credit card, you should give priority to long-term interests.

(2) Avoid applying for more cards than you can bear. Evaluate your consumption habits, needs and financial situation before deciding how many credit cards you need to choose.

(3) Be sure to sign the new card as soon as you receive it, and cut the old card into pieces to avoid fraudulent use.

(4) Be sure to take good care of your credit card and report the loss immediately if it is lost.

(5) You must keep a good credit record whether it is a credit card or a charge card.

(6) It is convenient to borrow cash in advance, but the cost is high.

(7) Using revolving credit can help you manage your finances, but it should be noted that revolving credit is a kind of credit loan, so that you don't have to pay off all the consumption amount at one time during the payment period, as long as you pay a part of the amount before each payment period, but revolving credit must pay extra interest.

(8) Prevent credit card fraud.

(9) When changing the new address or contact telephone number, notify the issuing bank immediately.

(10), there is no extra charge for spending by credit card in the special store.

(1 1). If the collection unit fails to pay, it is responsible for paying off the arrears immediately, and if the circumstances are serious, it will bear legal responsibility.