What are the purchase conditions of Shenzhen Anjufang? Can Shenzhen Anjufang be purchased by loan?

What are the purchase conditions of Shenzhen Anjufang? 1. The applicant and its co-applicants must have Shenzhen hukou.

2. The applicant has participated in Shenzhen social security payment for 5 years or more; If the applicant is a new talent, he has participated in Shenzhen social security payment for 3 years or more; If the applicant's family has special care or disability, there is no time requirement for personal social security payment. Meet only one item.

3. The applicant is married or belongs to a divorced family. The applicant is a single male or female resident and must be at least 35 years old.

4. The applicant and the co-applicant have not unlocked their houses in this city for any reason; Not selling houses in this city within five years or splitting houses due to divorce; Did not buy policy housing in Shenzhen; Did not apply for housing subsidies in Shenzhen.

Shenzhen Anjufang Handling Process 1. Waiting for housing:

1. The applicant logs into the waiting application processing system of Shenzhen affordable housing, fills in the application information online, and according to the system software prompts, the application materials are scheduled to be submitted in the district acceptance dialog box.

2. The acceptance dialog box accepts the materials for preliminary examination.

3. If the evaluation meets the application qualification of housing commercial housing, the district acceptance dialog box displays the record receipt, detects and submits the application materials submitted by the applicant, and submits them to the municipal competent department for review; For commercial housing that does not meet the housing qualification, a Notice of Rejection shall be issued.

4, the municipal authorities audit. Every quarter, the municipal competent department shall, jointly with the Municipal Bureau of Land Planning, the civil affairs department and the housing security departments of all districts, conduct a large-scale review of relevant standards, including marriage, registered permanent residence, residential and rural homestead, housing subsidies, and existing policy housing at the district and county levels.

5, audited eligible commercial housing, into the waiting data information database; If the application does not meet the requirements after examination, the municipal competent department shall reject the application and issue a notice of rejection.

6. Upgrade once every quarter and send a waiting list.

Can Shenzhen Anjufang be purchased by loan? 1. When the buyer meets the housing purchase conditions in Anju, Shenzhen, the buyer shall apply for a loan from the housing provident fund trustee bank or commercial loan financial institution after signing the Shenzhen Anju Commercial Housing Subscription Agreement, and pay the down payment within the time specified in the Shenzhen Anju Commercial Housing Subscription Agreement.

2. If the purchaser has no house in Shenzhen and uses the provident fund loan to purchase the first house, the minimum down payment ratio of the provident fund mortgage is 30%, and the bank loan interest rate is the benchmark interest rate of the personal provident fund loan.

3. If the purchaser owns 1 house in this city and uses the provident fund loan to purchase a house again, the down payment of the personal provident fund loan shall not be less than 70%, and the bank loan interest rate shall be 1. 1 times the benchmark interest rate of the personal provident fund loan. For the purchase of the third and above family housing, stop issuing personal provident fund loans.