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Yueyang housing provident fund inquiry
According to the Ministry of Housing and Urban-Rural Development, 12329 SMS is a non-emergency public service SMS for the public, which is specially used for housing provident fund work and services. Do not use this short message to collect information fees from the public or engage in any business activities.
12329 SMS mainly includes public information service and personalized service. Public information services include housing provident fund policy publicity and business announcements. Personalized services include account change notice, business progress and results, etc. All localities can gradually open related services according to the actual situation.
Calculation of the proportion of housing provident fund to wages;
The monthly deposit of housing provident fund consists of two parts: the employee himself and the unit for the employee. The calculation method is based on "my average monthly salary in the previous year" and the deposit ratio stipulated by the policy. Namely:
1. Monthly contribution of employee housing provident fund = average monthly salary of employees in the previous year × contribution ratio of employee housing provident fund;
2. The monthly deposit amount of housing provident fund paid by the unit for employees = the average monthly salary of employees in the previous year × the proportion of housing provident fund paid by the unit.
The ratio of the average monthly salary of employees in the previous year to the average monthly salary of local society shall be calculated as 60% of the average monthly salary of local society if it is less than 60%, and 300% if it is higher than 300%.
The deposit ratio (which may vary from place to place) is between 5%- 12%. In areas and employers that do not implement the housing subsidy system, if the monetization reform of housing distribution is implemented by increasing the deposit ratio of housing provident fund, the deposit ratio may be appropriately increased, but the maximum is not more than 20%.
People's Network-Provident Fund 12329 SMS service will be opened.
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