Will loans overdue make a credit report one day? Will it affect credit?

Yes, it will. Your loan platform is not connected to the central bank's credit information system, so your loans overdue will not be granted credit for one day. However, your loan platform is accessed by hundreds of banks, and sesame credit is also authorized when borrowing. Therefore, one day in loans overdue, neither you nor I will go to the central bank for credit investigation, but it will still have a negative impact on the borrower's credit record and repayment burden.