What does it mean that Ningxia Bank has no SMS card?

The short message of Ningxia Bank means no card payment, which is an element of verification payment. SMS verification code, password, card number, etc., combined with UnionPay security authentication, can complete Internet payment without opening online banking. It is not the cardholder's own consumption, and there is no card payment. It is likely that the user information is leaked, giving others an opportunity. In this case, the user should first report the loss of the bank card, then confirm the running water, and then use judicial means to retrieve the lost property. .