What will happen if the online loan is sued without a lawsuit?

If there is a lawsuit, the debtor will not go to court because he is afraid or has no money to deal with it, and will not provide proof of his true loan situation or reply. The judge will probably only see the supporting materials provided by the loan company. Of course, these are also legal materials packaged by lawyers of the loan platform. Sometimes, the evidence provided by the loan company is not enough to support its claim, and the debtor directly gives up the right to state and defend, then the result of the lawsuit will only develop in a direction that is not conducive to the defendant. Article 147 of the Civil Procedure Law: If the defendant refuses to appear in court without justifiable reasons after being summoned by summons, or withdraws from court without the permission of the court, he may make a judgment by default.