How to prepay credit cards?

If the credit card can be repaid in advance, it can be passed; Counter repayment can also be made through Alipay transfer or directly through ATM. Repayment on time will not generate any extra expenses. Overdue repayment will generate late fees and interest, which will affect personal credit. \x0d\ 1。 The late fee for overdue credit card is: 5% of the unpaid part of the minimum repayment amount. \x0d\ II。 Calculation formula of overdue interest of credit card: overdue interest of credit card = last month's consumption * overdue days *0.0005\x0d\ Credit card is characterized by overdraft first and repayment later. Therefore, it is not recommended that you repay in advance. Or deposit the money in a savings account first and pay it back on the last repayment date. This money can also generate interest on deposits. If you are afraid of forgetting to repay, you can set up automatic associated repayment. Making good use of credit cards is also a means of financial management.