Can JD.COM IOU be used as the minimum repayment amount?

JD。 COM White Strip is a consumer credit product launched by Jingdong Finance. After the opening of JD.COM White Bank, users can obtain a certain credit line for consumption, and the consumer demand can be greatly met. Then, after using JD.COM IOUs, if I can't pay the bill in one lump sum, can I make a minimum repayment? Let's get to know each other.

Is there a minimum repayment amount for JD.COM IOUs?

JD.COM IOUs can make the minimum repayment, but it is not allowed to make the minimum repayment for the amount withdrawn by IOUs, and the IOUs themselves will bear interest on a daily basis. The minimum repayment of JD.COM Baitiao is to wait for the bill of JD.COM Baitiao to come out, and then click Repay Now on the bill details page; Then there will be two options: repayment and minimum repayment, and you can choose the minimum repayment. After the repayment is completed, the user will receive a repayment message from Jingdong Finance, informing him that he has made the minimum repayment.

In the case of the minimum repayment amount, generally only 10% of the bill amount needs to be repaid. It should be noted that the minimum repayment amount is not allowed for the cash withdrawal amount, bills that have been repaid in installments or the minimum repayment amount. In this case, even if the user applies for the minimum repayment amount, this part of the bill will be included in the minimum repayment amount, and the user needs to repay at the same time.

It should be noted that after the minimum repayment of JD.COM IOUs, the interest on the remaining unpaid part will be calculated on a daily basis, with the daily interest rate of 0.05%.

The above is an introduction about the minimum repayment amount of JD.COM IOUs, which I hope will be helpful.