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How can mobile banking check the balance of other people's bank cards?
1. Mobile online banking is not allowed to query other people's account balance. Generally speaking, you can check the bank balance immediately by logging into the account and binding the bank card. In other words, you can only check your account balance. If someone authorizes the inquiry, it is necessary to show the account password or SMS verification code on the mobile phone, and it is an invasion of privacy to make a reluctant inquiry. If you want to check the balance of someone else's savings card account, you can't see it unless someone authorizes you to check and tell you the login account password or SMS verification code. It is not recommended to forcibly inquire about the account balance that others want. At this point, this is an individual act that violates the right to privacy. Users can enter the card number and password through mobile phone client, official WeChat account, WeChat bank, online banking, business outlet counters, ATM and other channels for inquiry. The premise is that the user needs to know or hold someone else's bank card and know the password of the bank card. If users go to the counter of business outlets to inquire, they also need to bring someone else's ID card.
2. Mobile banking cannot query other people's account balance. Generally speaking, you only need to log in to your account and bind the bank card, so you can query the bank card balance in real time, that is, you can only query your account balance. If someone entrusts you to inquire, you need to provide the password or verification code of your mobile phone account. Asking without consent is an invasion of privacy. After downloading the relevant banking software, you can log in to the account, bind the bank card, and query the balance on the bank card in real time. But under normal circumstances, you can only check your own balance, but you can't check the balance of other people's bank card accounts, because this is personal privacy. If you want to check the balance of someone else's bank card account, you can't see it unless someone entrusts you to check and tell you the relevant login account password or mobile phone verification code. It is not recommended to forcibly inquire about the account balance of others without their consent. At this point, it violates the right to privacy.
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