Can Baidu repay some money in advance if it has money to spend?

Money can be repaid in advance, except on the day when the money is used to apply for a loan. After that, the applicant can initiate early repayment or partial early repayment at any time, and the interest is calculated according to the actual loan days. When you prepay, the system will automatically calculate the interest of your loan to the day, and there is no prepayment fee at present. At present, money is divided into short-term loans, all-easy loans and exclusive loans, and the specific interest rate is subject to the page display. Therefore, if everyone's economic conditions are met, they can choose to repay in advance, so as not to forget the repayment time and lead to overdue.

The specific prepayment steps are as follows:

1. Open Baidu wallet or Baidu Spending app, and click the' I' item below.

2. On the "Me" page, you can see "My Loan". Click "go to repay" (you can only see it if there is a loan)

3、? After opening, you can see the details of repayment. Click on the money to be repaid.

4、? Click to view the loan details of this money, and click' prepayment' above.

5、? Click to enter a new page, where you can enter how much you want to repay, part of the amount, or the amount of all loans.

6. We can also click' Pay off all', that is, pay off all installments in advance, and automatically calculate the current interest, plus the principal, which is the total repayment amount. Click "Confirm Repayment" below.

7. After confirming the paid bank card, click' Confirm Payment' below, and we can pay off all the money in advance.

If you want to repay the loan in one lump sum, you can click on the details of the fee to repay the loan. Baidu has the money to pay interest on a daily basis. If repayment is made in advance, interest will only be calculated on the day of interest repayment, and no interest will be generated the next day. Therefore, prepayment can reduce some expenses, which is also beneficial to lenders.