What is the reserve fund for interest-bearing consumption?

Co-exhibition consumption reserve fund is a special credit card consumption installment quota, and co-exhibition consumption reserve fund will not occupy a fixed credit card quota. However, the monthly repayment amount will be charged to the credit card bill after applying for petty cash. At the same time, petty cash cannot be withdrawn and can only be used for consumption staging. In addition, the consumer reserve fund will also require users to upload consumption vouchers. Please pay attention to keeping invoices, receipts and other information.

The accompanying payment reserve fund is an installment payment service for eligible credit card holders. After successful processing, the cardholder can get the consumption funds within the credit line of our bank, and the cardholder will repay the consumption funds and credit card installment service fees in installments. Once the cardholder's application for interest-bearing consumption cash reserve is successfully processed, it cannot be revoked at will, nor can the number of periods be changed.

After the cardholder successfully handles the consumer reserve fund business, the fund shall not be used for investment (including but not limited to expenses related to house purchase and real estate transactions, equity investment transactions of stocks and futures, investment transactions of financial businesses such as funds, insurance and precious metals, repayment of loans such as car loans, mortgages, consumer loans and credit card arrears, and tax payment) or non-consumer fields such as withdrawal and transfer. Only for consumption (including but not limited to: household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student aid consumption, tourism consumption and other personal small durable goods consumption). Cardholders must keep relevant consumption vouchers (such as POS bills, invoices, etc.), and banks have the right to access consumption vouchers at any time. If the cardholder fails to use the funds as agreed or fails to effectively prove that the funds have been used for the agreed purposes, the bank has the right to require the cardholder to pay off the installment balance in one lump sum, including but not limited to the remaining installment principal and credit card installment service fee; At the same time, the bank will have the right to refuse the cardholder's application for the business again.