Will you really sue me for financial overdue?

1. It's hard to say if the specific situation is unknown. Under normal circumstances, if the repayment period agreed in the contract is exceeded and the other party has a certain grace period, the other party can sue. If you need to answer the lawsuit, please contact your local professional lawyer for details.

2. The problem of violent collection in the consumer finance industry may become the biggest drawback. A large number of customers were bombarded by the address book due to overdue.

3. Exceeding the final repayment period stipulated by the bank, failing to deposit the consumed funds into the designated account in full and on time. Overdue interest will be generated, which will affect the credit information, and in serious cases, it will be prosecuted by the court and imprisoned.

Deferred data expiration

Credit cards have two concepts: billing date and repayment date (also known as the last repayment date). Bookkeeping date is the date of transaction settlement in a bookkeeping cycle, and repayment date is a repayment cycle.

Because you can't get back in touch with customer service, it doesn't rule out that you misunderstood the customer service staff's explanation or that the customer service staff's statement was unclear or even incorrect.

The repayment date is mainly used by banks to judge whether the cardholder has a malicious overdraft tendency and judge the cardholder's economic situation. Therefore, repayment after the last repayment date will inevitably lead to overdue records. Whether this record can be changed from the central bank requires further consultation between you and the issuing bank.

References:

Baidu encyclopedia-overdue repayment