How to deal with violent debt collection by loan sharks?

1. Install interception software. You can install software to intercept unknown calls on your mobile phone. There are many similar apps on the market, such as Tencent Mobile Manager, 360, etc., which can set up whitelists, blacklists, and different interception methods, such as intercepting non-address book calls. , unknown calls, suspected fraud, etc., it is helpful to intercept online loan collection calls.

2. Mobile phone native system. Both Android and Apple phones have harassment identification and interception functions. For example, Android phones can click "More" - Interception Harassment - Settings - Interception Rules on the dialing interface. You can add number blacklists, etc., and also intercept all strangers or all incoming calls, etc. , and can even block spam text messages. 1. Call the police. Many online loan platforms use software similar to "call you to death" when exposing their address books. Faced with this kind of behavior, borrowers can call the police to defend their rights and interests.

3. Complain to the operator. When we cannot bear the harassment of debt collection calls, we can complain to the official authorities of China Mobile, China Unicom, and China Telecom and request the operators to freeze the debt collection phone number.

4. Download blocking software to directly block any strange calls. Only when you repay your loan on time and are not overdue can the online loan platform be restricted from calling your phone number. If you are overdue, you need to pay back the money in time. If you have insufficient funds, you can proactively contact the online loan platform to apply for an extension of repayment.

Note: When an online loan is overdue, the borrower must not hide from the online loan platform. The more they hide, the more likely the platform will call the phone number in the address book to collect debt.

Online lending is the abbreviation of online lending, including individual online lending and commercial online lending. Article 197 of the Contract Law stipulates that a loan contract shall be in written form, unless otherwise agreed on the loan between natural persons. The content of the loan contract includes terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

The consequences of overdue repayment of online loans: 1. Affecting the loan. 2. Affect travel. 3. Affect employment. 4. Affect family relationships. 5. Incur high penalty interest and liquidated damages. 6. Affect credit record. 7. Being collected in a fancy way. 8. Sued by financial institutions. 9. Become a person subject to execution for breach of trust