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What is the automatic withdrawal of the reserve fund?

It is the normal operation of financial institutions. According to the data of official website, the system of financial institutions such as Alipay will increase the users' reserve fund to some extent in combination with the users' comprehensive scores. The reserve fund originally refers to the reserve fund allocated by enterprises to internal fund-using units or individual employees as sporadic expenses, and now it also refers to the credit line given to users by financial institutions such as banks.