China Post Finance sent a text message saying that a friend maliciously borrowed money from China Post Finance, but failed to change the money after the deadline, and collected my information and hand

China Post Finance sent a text message saying that a friend maliciously borrowed money from China Post Finance, but failed to change the money after the deadline, and collected my information and handed it over to the local court. What should I do? It depends on the specific situation:

One. Have you vouched for your friend's loan? If the answer is yes, then you are jointly and severally liable.

This proves that the information in this short message is true, but you have to receive a specific court summons to confirm it. At present, court summonses are generally signed by express delivery.

Two. If you don't have a secured loan, then this news is likely to be fraudulent.

You can call the local court to ask.

Three. Because your description is relatively simple, I think this is probably a scam message.

Because if your friend doesn't pay back the money and has already sued, there is no need to send this message. As long as you receive a subpoena from the court, everything will be clear

If you sign a letter of guarantee on your friend's loan before suing, and your friend is unable to repay it, they will negotiate with you and ask you to repay it first. If you refuse to pay back, they usually sue.