How does Xiaomi loan use Xiaomi in stages?

At present, Xiaomi installment service is only open to some users for internal testing. Users log in to Xiaomi Financial App, switch to the loan page, and complete the loan certification, and they will have the opportunity to obtain the installment quota. After activation, you can use the installment service when shopping in Xiaomi.com. Users who have no quota for the time being will gradually open up, please wait patiently.

If you have already used the cash loan business of Xiaomi Finance, you can choose to pay by installment when trading, and there is no need to repeat the installment business. If you haven't activated the quota of Xiaomi Finance, please open the Xiaomi Finance App to complete the quota activation. After activation, you can use the installment service when shopping on Xiaomi.

2. After Xiaomi was opened in stages, I saw the loan amount in Xiaomi Financial App. If there are restrictions, you can confirm them. Your account can be paid in installments.

After choosing millet installment, you can see the number of installments you can choose. Currently only 12 is supported. Enter your payment password and SMS verification code, and the payment is successful.

At present, Xiaomi only supports 12 installment payment, with a handling fee of 0.6% for each installment and a total handling fee of 7.2% for 12 installment. You need to pay the current principal and handling fee every month.

The system will generate all the installment expenses of last month at 1 every month, and you can return the bill of last month at 1- 10 every month.

3. Open the Xiaomi Mall App, buy your favorite products, and choose the payment method of Xiaomi wallet when paying. Look at the following two pictures to understand.