How to judge the authenticity of short messages when online loans receive overdue short messages?

I think you received an expired text message. If I am overdue, which platform will send you a text message if I am overdue. This is normal. After all, because I didn't repay the loan according to the stipulated time, it is understandable to send a short message, but some short messages are not cost-effective and fake. It's just that sometimes it may be difficult for us to tell the difference. Then Bian Xiao will talk to you about how to judge the authenticity of short messages.

First, judge the mobile phone number

The first thing is to look at the number of the text message, because when the text message is sent to the mobile phone, our first concern is the phone number of the text message, which service sent it, and whether the bank is overdue. The SMS service numbers sent by banks generally start with 955, and generally do not depend on anything. After all, many fake short messages can change their service number to 955. But now, under the strict control of the state, some figures cannot be changed by individuals and teams. The telephone number starts with 955 only if it is approved by the State Grid. If they start with 00, many bank SMS reminders are fake.

Second, judge the content of the mobile phone

Secondly, if the SMS number cannot be judged, it depends on the content of the SMS. Generally, the content of bank SMS collection basically has a corresponding template, which directly indicates the name of the bank you owe money to and which bank you belong to. Secondly, the information sent by the bank will include personal information, the amount of overdue funds, and the overdue time will also be explained accordingly. Then, as an individual, when judging the content of the short message, you can think about whether you have overdue so much money in the bank and whether the overdue time is correct. If it is true, plus the phone number is correct, then basically this overdue short message is formal.

Third, of course, you can also judge whether the mobile phone link is a link of a regular bank website, which means that we can search online, because the links of regular bank websites are basically fixed typesetting, not random link numbers, so you can also directly search the bank links online to see if there are any similarities with the SMS links sent.