How to calculate the premium for the second year of Ping An auto insurance claims?

The insurance premium of auto insurance is related to the vehicle type, whether it is insured in the first year, the number of accidents in the previous year, the types of insurance and the preferential policies of insurance companies. Details are as follows:

1, compulsory insurance is the first compulsory insurance system in China, which is implemented by national laws, and its premium is subject to the national unified charging standard:

(1) First year premium standard:

Family car with less than 6 seats: 950 yuan;

6- 10 family car: 1 100 yuan;

Non-operating vehicles of enterprises with less than 6 seats: 1000 yuan;

6- 10 enterprise non-operating vehicles: 1 130 yuan;

Operating trucks with a load of less than 2t: 1850 yuan;

Operating trucks of 2t and below 5t and below: 3,070 yuan;

Operating freight car with 5t≤ carrying capacity < < 10t: 3,450 yuan.

(2) renewal, floating on the basis of the first premium:

If the user has not had a responsible road traffic accident in the last year, the premium in the second year will be reduced by10%;

If the user has a road traffic accident in the last year, which is a liability accident but does not involve death, the premium for the second year will remain unchanged;

If the user has two road traffic accidents in the last year, which are responsible but do not involve death, the premium will increase by10% in the second year;

If the user had a traffic accident last year, the premium for the second year will be increased by 30%.

2. Commercial insurance: The premium for the second year of commercial insurance depends on the regulations of insurance companies, and different insurance companies have different preferential policies for commercial insurance. For details, you can contact a salesman or insurance company for customer service consultation. If it is Ping An auto insurance, you can contact 955 1 1-5 for consultation.

Tips: The above information is for reference only, subject to the official reply from the insurance company.

Reply time: 202 1-0 1-07. Please refer to the latest business changes announced by Ping An Bank in official website.

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