Will Weizhong Bank come to your door?

Will not come to the door. Send a text message saying to come to the door, not to the door. The reason why the other party's collection staff said that they would go to the door to investigate is mainly to put pressure on the borrower in this way, and then urge the borrower to repay as soon as possible. All loans of Weizhong Bank are submitted to personal credit information, and the loan behavior is seriously overdue. In other words, credit records will be seriously affected, because overdue records are very serious credit defaults.

1. For those users whose credit business is overdue, some users did encounter financial difficulties in a short time, and they did not intentionally and maliciously overdue. If the user has been overdue for more than 6 months, there will be the possibility of on-site investigation. Regardless of whether the other party makes a door-to-door investigation, you must first tell the user the basic situation of overdue credit. Users are advised to pay off their debts as soon as possible. There is no need to affect users' personal credit information because of small debts, and it may also violate the law.

2. Users can actively communicate with each other's staff. If the user really can't pay off the arrears in a short time, and at the same time, the user has a strong willingness to repay, the user can try to actively communicate with the staff of the other party, talk about his actual situation as much as possible, and seek a repayment strategy for negotiating repayment. In any case, users always have to pay back what they owe, and users need to face up to this problem.

3. It is best to avoid malicious overdue, otherwise it will not only cause penalty interest, but also seriously affect the user's personal credit. Many online loan and credit card businesses will be outsourced to third parties, and the collection business will also be outsourced to third-party companies, thus avoiding responsibility. The on-site investigation call received should be a collect call. On-the-spot investigation is just a means of collecting money, and it doesn't actually come to the door.

1. Weizhong Bank 20 14 officially opened, and it is the first private bank and internet bank in China. Weizhong Bank focuses on providing better and more convenient financial services for small and micro enterprises and the general public, exploring new modes and methods of using financial technology to practice inclusive finance and serve the real economy, adhering to legal compliance and strictly controlling risks. Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise Aipu App, Goose Spend Money, We2000 and other products. At present, it has served more than 250 million individual customers and more than 65.438+0.7 million corporate customers.

2. Weizhong Bank has made technical breakthroughs in the research and application of the underlying algorithms of key core technologies such as blockchain, artificial intelligence, big data and cloud computing, and became the first commercial bank in China to be recognized as a national high-tech enterprise in 20 17. At present, Weizhong Bank ranks among the top 100 banks in China, and international rating agencies Moody's and Standard & Poor's give Weizhong Bank "A3" and "BBB+" ratings respectively. Forrester, an internationally renowned independent research company, defines Weizhong Bank as "the world's leading digital bank".