How to close Alipay reserve fund?

There are two channels to close Alipay reserve fund.

The first way is to successfully log in to my Alipay account and find me on Alipay's page. After clicking enter, on my page, find the balance and click the FAQ below. After entering the petty cash page, click petty cash to close it? Click close imprest in the middle of the page. After selecting the reason for closing the imprest, click OK to close the imprest.

In the second way, after successfully logging into my Alipay account, find my customer service on my page, click Enter, contact my customer service directly, and send the liquidation reserve fund to the customer service, then you can enter the liquidation process and complete the operation according to the relevant prompts.

As a small loan product, Alipay petty cash can still meet the needs of users for small emergencies to a certain extent. Generally, there will be no cost without using the reserve fund. If the user wants to reopen the petty cash after closing it, it needs to be re-evaluated and may not be able to open it afterwards.

Whether the reserve fund can be opened has nothing to do with sesame seeds, and manual intervention is impossible. If you can't open the reserve fund, I suggest you keep your credit and account active and wait for the irregular evaluation of the system.

It should be noted here that Alipay reserve fund cannot be used for credit investigation at present, but if the reserve fund is overdue, there is no way to withdraw it. Users will re-evaluate it after paying off the loan, and many functions of Alipay will be restricted, including borrowing, consumption and Alipay's payment function. The reserve fund will be automatically deducted after 7 days. If you borrow money on 1, the system will automatically deduct it on the 8th to ensure that the funds in your balance/savings card/Yu 'ebao are sufficient. Of course, you can also go to the imprest page and take the initiative to repay in advance or on time according to the prompts. Repayment before 24 o'clock on the repayment date is a normal repayment time. The reserve fund needs to be repaid in full, and you can try to withdraw it again after repayment.

If your sesame credit score is relatively low, then using the reserve fund and repaying on time will also help to improve your sesame credit score.