How long will the installment music be overdue and the address book will explode?

Friends who often borrow money know that installment music is a well-known consumer credit loan platform in China, which can provide users with installment payment services. Although the installment loan model is convenient for many people, if the repayment is overdue, it will also make everyone face some troubles. So, how long will the address book explode after the installment music is overdue? Can I negotiate repayment after the deadline? Interested friends, please continue reading!

First of all, we need to understand the overdue handling rules of installment music. After the installment music is overdue, the platform will send a reminder message or phone call to remind users to repay in time. If the user fails to pay off the arrears within 7 days after the deadline, installment music will begin to take collection measures. Collection measures include: telephone collection, SMS collection, door-to-door collection, etc. If the user still fails to pay off the arrears within 15 days after the deadline, installment music will take legal measures to recover the money and may report the overdue information of the user to the credit reporting agency. So, how long will the address book explode after the installment music is overdue? According to the regulations of installment music official website, after the user is overdue, the platform will take collection measures at an appropriate time, including sending a collection message or phone call to the user's emergency contact. However, staging music will not explode the address book, nor will it send a collection message or phone call to the contacts in the user's address book, so everyone can rest assured.

Secondly, the question of whether repayment can be negotiated after the deadline. After the installment music is overdue, users can take the initiative to contact the installment music customer service, explain their own situation and negotiate a repayment request. The installment music customer service will evaluate according to the user's situation and provide a repayment plan in a targeted manner. If the user can repay the arrears in time according to the agreed repayment plan, then some unnecessary troubles can be avoided.

Generally speaking, installment music is a kind of online loan product worth starting, but it will inevitably bring you some trouble if it is overdue. However, as long as measures are taken in time to communicate with installment music customer service, I believe the problem can be properly solved. Finally, Bian Xiao reminded everyone that when applying for any online loan product, we should consider our own actual situation to avoid affecting our subsequent life after the deadline.