Is the lawyer’s letter sent by JD.com true or false?

Hello, legal analysis: Is it true or false that JD.com will send a lawyer's letter if the Baitiao is overdue? Normally, when a lending institution fails to collect the principal and interest, it will make calls, send text messages, or send a lawyer's letter to collect the debt. A formal lawyer's letter needs to be stamped with an official seal, signed by a lawyer, and have a contact number. To identify the authenticity of a lawyer's letter, you can check whether the lawyer is real on the Lawyers Association website, or call to verify.