Will there be a verification code reminder to borrow money from Alipay balance?

No, you'd better bind the bank card and lend it directly to your bank card. It's so convenient. I really don't know the balance of the direct loan to Alipay. I usually borrow money from Alipay and lend it directly to the bank card. I don't have a verification code for borrowing money from a bank card, and neither should you.