When will the ABC mortgage be deducted at night?

Taking Fuzhou, Fujian Province as an example, the mortgage deduction time of ABC is about 17:00.

On the day of mortgage deduction, banks usually transfer money in batches, but the time of batch deduction is not necessarily the same for each bank. Therefore, banks generally advise cardholders to deposit money into deduction accounts before repayment date.

Take Fuzhou Agricultural Bank as an example. A few days before the repayment date, the bank will send a short message to remind the customer that X is the last repayment date, and it is necessary to deposit the mortgage before the repayment date 17 to ensure that the account balance can be transferred. Due to the different time of bank mortgage deduction, if the cardholder does not understand this "law", it is easy to exceed the time if he is not careful.

Banks generally evaluate customers' credit records according to the standard of "three consecutive years and six consecutive years". The so-called "three times in a row, six times in a row" refers to the overdue repayment of "three months in a row, six times in total". Suppose a customer's mortgage is overdue for three consecutive months or accumulated six times. If he applies for a loan again, the bank will certainly be more cautious.

Extended data:

Agricultural Bank of China's mortgage repayment deduction is generally 17 pm to 2 1 pm. As long as the bank card is normal, there is enough money in the card before the repayment date 17. Note that the card was already rich at that time, instead of starting to transfer money to the card through channels at that time. Because the connecting flight may take some time to arrive, there is no problem. Usually it will be deducted at the party.

Never wait until the repayment date 17 o'clock to transfer the money to the repayment account, because it will take some time to transfer the money to the account. If the deduction is not successful in this gap, it may cause loans overdue. Therefore, if you have a mortgage from ABC, you must deposit all the repayment funds into the repayment account before the repayment date 17.

People's Daily Online-The mortgage repayment on the deduction date is prone to overdue records, and it is difficult to refinance after overdue loans for many times.