What should I do if I receive the short message of arrears, but the debtor's name is not me?

Ignore it. If you don't owe money, it's probably a scam message, maybe not a bank, but some online loan messages.

SMS fraud refers to the act of using SMS to defraud money or finance. With the improvement of people's cognitive level, the language and content in short messages are changing with each passing day. Even the words "Notary Office Notice" appeared.

Fraudulent text messages are tempting:

The content of illegal short messages on mobile phones is more and more attractive and irresistible. What's more, impersonating banks and public security organs, impersonating financial departments, and taking advantage of people's trust in banks and public security organs to cheat are very deceptive.

Cheating SMS at low cost:

SMS is mainly via SIM card, and the technical content of letter fraud is not high. With a group sender, several short message cards, mobile phone number segments and a computer (sometimes without a computer), you can send a large number of fraudulent short messages in groups.

The most important thing is the short message card, which is no different from the mobile phone SIM card sold in the market. The price of SMS familiar to users is 0. 1 yuan or 0. 15 yuan, and the monthly card is cheaper. When texting, the card number of the card will be displayed on the mobile phone, but it can only be used for texting, not talking.