Atom loan credit? What about overdue repayment of atomic loan?

Atomic loan is a credit product of Rong 360 because it is an unsecured credit loan product. Therefore, it was favored by many borrowers as soon as it was launched. So, atom loan credit? What about overdue repayment of atomic loan?

Atomic loan is actually not a new product. Its original name is "fast loan", and the amount ranges from 5 million to 50 thousand. It is an unsecured online credit loan product, and all application and repayment operations can be completed by using a mobile phone.

Atom loan credit?

When users apply for this software, the system will set a loan amount according to your credit information and data, and users can borrow money within this amount. If the user fails to repay the loan on time, your personal credit records (including but not limited to the credit records of the central bank, sesame credit records, and credit records of 360 dishonest online loans) will be affected. It can be seen that the software of Atomic Loan must be reported at the meeting, so users need to maintain a good credit reputation.

What about overdue repayment of atomic loan?

First, overdue exemption

Due to the technical problems of the third-party payment channel, a small number of users failed to deduct money on the repayment date. For users who are overdue because of this, as long as they can prove that there is enough balance in the repayment date and repayment bank card, they do not need to bear any responsibility. The extra overdue fees can be refunded or reduced, and credit will not be conducted, which will affect future loan applications. Please keep the running record of your bank card repayment. As for overdue collection, as long as the collection colleague can contact the user himself by phone or SMS, he will not contact your emergency contact.

Second, the repayment problem and the solution of overdue fees

First of all, please make sure that there is enough balance in the card. You can try to repay on the repayment date, or wait for the system to automatically deduct money at 4 pm, and then enter the "repayment in progress" state to wait for deduction. If APP feedback fee deduction fails, please perform the following operations in turn:

1. Replace the repayment bank card.

How to change the card: open the atomic loan APP→ mine → my debit card → change the card according to the prompt. Please ensure that the account name, ID card information and registered mobile phone number of the bank card are consistent with those of the borrower.

2. Online bank repayment

If there is no other bank card, or the card replacement fails or the repayment cannot be made after the card replacement, you can use the computer to enter the Rong 360 repayment website, click Enter → select SMS login on the right → enter my loan page → confirm the loan information and click Repayment → select Bank Online Banking for repayment. If the APP is in "repayment" status and cannot be repaid through online banking, you can try again in 1 days.