Alipay is overdue. Is it true that you called and said you came to the door?

It's true. Your Alipay is overdue, and then Alipay will send you a text message saying that it will come to investigate. This is not a malicious collection for you. Maybe it's just a visit to find out your financial situation and see if you have the ability to repay.

After all, Alipay is a formal payment platform. It has a business license, and it is not an illegal collection platform. It will not collect you violently and spread your information at will. However, if Alipay sends you information about home visits, you should also pay attention. After all, you owe too much money for too long, so that Alipay's system will notice you. You can choose to pay it back, you don't need to pay it all, you can pay it back bit by bit. After all, you must pay back the money you owe. The longer it takes, the more you will go to the credit information system.

Because all the information of Alipay is connected to the central bank's credit information system, if it is overdue for too long, it will be reported to the central bank for credit information. If you don't pay Alipay within the time limit, you may be called by SMS or phone, but it won't disturb the people in your address book. In fact, door-to-door collection is relatively rare for online loans. Only some informal online lending institutions will contact the third-party collection platform for home collection.

: How does Alipay set up "late arrival"?

The premise of canceling the transfer is that the funds have not yet entered the other party's account, so you need to use the "delayed arrival" function. The following are the setup steps:

1. Open Alipay, enter the main interface, find the transfer, and click.

2. Enter the transfer interface, click the expansion symbol in the upper right corner, and select-Deferred Transfer Service from the pop-up options.

3. Enter the interface of delayed transfer service and select the delay time, which can be 2 hours or 24 hours.

4. Enter the opposite account information and transfer money to the other party.

5. The system will automatically jump out to complete the transfer prompt, so that your remittance will be less than the other party's account for 2 hours.