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Do Shang Qi banks have to use Shang Qi card for electronic loans?

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E enterprise loan is a pure online personal comprehensive consumption loan issued by natural persons of Shang Qi Bank for purchasing consumer goods or services for legitimate purposes.

Shang Qi Bank, formerly known as Zibo Commercial Bank, is the fourth batch of local joint-stock commercial banks initiated by urban credit cooperatives in China. Established on August 28th, 1997, and headquartered in Zibo.