I haven't used it before, but I have received four short messages about intermittent loans. The name in the text message is my mother's name. Is this a short message sent to the address book?

This is a common SMS fraud. Don't worry. You can set a blacklist or block it.

Internet fraud refers to the use of the Internet to fabricate facts or conceal the truth for the purpose of illegal possession, and to defraud a large number of public and private property.

Its tricks are varied, and the means of deception are changing with each passing day. Common means are fake friends, fishing, online banking upgrade fraud and so on. The main features are the virtualization of space and the concealment of behavior.

Prevention methods:

(1) Don't make phone calls online at will.

Some fraudulent websites will leave their own contact information for you to call. At this time, we must be vigilant. First of all, we should have a comprehensive understanding, and then consider the next step. We can't be self-righteous.

(2) Take precautions against "phishing websites" when going to official website. The so-called phishing website means that criminals use various means to fake the URL address and page content of the real website, or use the loopholes in the server program of the real website to insert dangerous HTML codes into some pages of the website to defraud users of personal information such as bank or credit card accounts and passwords.

(3) Try to use the third-party payment platform for shopping.

When shopping on the website, consumers should try to avoid sending money directly to each other. They can use third-party payment platforms such as Alipay to conduct transactions. Once the other party is found to be fraudulent, it shall immediately notify the payment platform to freeze the money.

Even if cash on delivery is adopted, it is necessary to agree to inspect the goods before paying, so as to prevent unscrupulous merchants from stealing the column. In addition, be sure to shop on shopping websites with high market recognition. In the payment process, it is best to choose safer payment methods such as Alipay and online banking, and remember not to transfer money in cash to avoid being cheated.