Where is 01051388722 collecting money?

This number belongs to online loan collection in Beijing.

Generally no. Online loans are different from loan companies. Anyone, no matter where they are, can apply for this product as long as they have a mobile phone and an Internet connection. This is different from going to a local loan company to handle business in the past, so there is basically no door-to-door collection.

Online loan collections generally use the following tactics to deceive borrowers:

1. Claiming to have teamed up with local judicial authorities to come to the door to collect payment, and pretending to be a staff member of a certain court. The debtor is also asked to wait at home;

2. Organize the borrower’s local gangster background to come to the door to violently collect money. If the debtor does not repay the money, the debtor’s fixed assets, RVs and the like will be taken away. Compulsory seizure;

3. Ask the borrower to surrender himself to the local court, and tell the date when the court will hold a trial for the debtor;

The above are common words, and I believe they are often overdue. Everyone should have heard that these words are more than 90% false and have only one purpose, to make the borrower repay as soon as possible.

Private loans can only be resolved by filing a lawsuit in court. The borrower has no right to freeze the property of the borrower before the lawsuit is successful, and the lawsuit will have special documents and will not be settled by just sending a text message, and most of the Internet Loans are "unlicensed operations", they are not qualified to lend money and are even suspected of loan sharking. They dare not go to court to sue.

Reasons for bank card collections

1. The current expected credit card data is not as stable as published by the outside world. In fact, the following data may be a bit distorted and somewhat confusing. . "Wei Jie, a practitioner in the credit card center of a major bank, said that it is currently difficult for local institutions to conduct business, and the headquarters is also under great pressure. The bank has lowered some overdue indicators, so the current overall bad data has been whitewashed.

2. Affected by the epidemic, many banks have extended the payment period for credit card users with income difficulties during the outbreak stage, and the banks have also successively lowered the minimum repayment for each period. While helping users, it also effectively reduces the overdue rate and non-performing rate of credit cards.

3. According to relevant understanding, the current targets of reminders within banks are mainly those with relatively short default periods. Basically, it is between M1 and M4. Once it passes M4, it will be outsourced and relied on a third-party collection agency to help collect the money.